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Suburb profile ·Camden LGA · NSW ·2570

Kirkham NSW 2570

Kirkham is in Camden LGA, NSW, postcode 2570, with population 690.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$750/wk
Rising
+2.0% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2570 · Jun 2026
$750
$730
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Population movement supports a growth-led read. Transport coverage adds a practical access signal.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$2.9M
House median, latest period
26.2%YoY D10 vs AU
Median rent
$750/wk
Rent-pressure candidate
2.0%YoY D10 vs AU
Gross yield
1.3%
Low yield band
D2 vs AU
Population
690
690 local footprint
D7 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
11,550
1,088 added 12mo · 96MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2008Peak · 2025

At / near its all-time high

Price growth (compound)% per year
3-yr
+6.8%
5-yr
+9.6%
10-yr
+7.4%
Indicative cashflow-$2,320/wk (-$120,638/yr) · interest-only @ 6.4%, 80% LVR
Market turnover11.3% of homes traded/yr (23 sales)
Rent stabilitystable — rents vary ±0.8% around trend (short window, 13 pts)
Value vs advantage+85% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Fgrade · 17/100 · top 83% of 3,604AU suburbs
Peer distributionstronger than 17% of AU suburbs
WeakerTypicalStronger
Capital growth46
Rental yield5
Stability45
Volatility-12.0ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Kirkham

Owner-occupied 98%Rented 2%
Investor activityATO
Negatively geared8.2%
3,246 of 5,389 landlords
Avg rental loss$9,025/yr
Landlords (rental income)5,389
Reported capital gains2,330
Investor exposure index(low vs national)34/100
The read

Owner-occupier stronghold

97% of homes here are owner-occupied and 2% rented, with 8% of landlords negatively geared.

Why it fits

97% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 1.3% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

97%
of household income to service a new loan
22.0 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $14,344/mo vs median rent $3,250/mo (+341% · +$2560/wk)

If rates move

At 4.2%: $11,453/mo (-2,891) · at 6.2% (current): $14,344/mo · at 8.2%: $17,512/mo (+3,168)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
16.5x
median home price as a multiple of annual household income
Stretched
Renting
22%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,800/mo, while renters pay about $3,250/mo — renting runs $450/mo higher on these medians.

Median price
$2.93M
Household income · yr
$178K
Median rent · wk
$750
Owner mortgage · mo
$2,800
Gross yield
1.3%

Household income

$178K household · yr+115.8% vs NSW suburb median
Personal
$52K
Family
$174K
Household
$178K
Household income distribution (ABS Census 2021 · weekly)fewer than 41% could service the median house
Under $300
4
$300-649
0
$650-999
7
$1,000-1,499
19
$1,500-1,999
16
$2,000-2,999
38
$3,000-3,999
23
$4,000+
73

Serviceability line: a household needs about $11,034/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 36% of households here would spend more than 30% of income on rent (rent stress line: $2,500/wk income).

Housing stock and tenure

Tenure (197 households)
Owned outright
51%
Owned with mortgage
46%
Rented
2%
Dwelling structure1.5% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 59% drive, 0% public transport, 0% walk or cycle, 38% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

6/ 100 livability index

Top 94% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 6% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (6 stops)25
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
2,396
1,698 per 100k
D2 vs AU

Crime

Rate · per 100k1,698
Total incidents2,396· April 2025 - March 2026
  • Assault75470%
  • Sexual Offences20419%
  • Robbery61%
  • Break And Enter11310%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 78.7% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~78.7%
~78.7% of the suburb is Bush Fire Prone Land · ~4.3% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 77% Residential 23%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

14,237 people · 202217,035 by 2032 (+19.7%)

ABS population projection (2022 base) for the Elderslie - Narellan SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Kirkham NSW — Property Data and Demographics

Located in New South Wales within the Camden local government area, Kirkham is a small locality (postcode 2570). The area has roughly 690 residents and a mature demographic, with a median age of 45. Households earn a median income of $178K per year, with an average household size of 3.4 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +3.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, clerical & administrative, professionals. Employment in the area leans toward construction and healthcare. The top ancestries reported are English, Australian, Italian.

The median house price in Kirkham is $2.9 million, having risen steeply by 26.2% over the past year. The current median weekly rent is $750. This gives a gross rental yield of approximately 1.3%. The median monthly mortgage repayment is $2,800.

Public transport access includes 6 bus stops. The crime rate in the Camden LGA is low at 1,698 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 1.3% (low yield). Property prices are above the state median ($2.9M/$1.5M), placing it in the premium segment. The price-to-income ratio of 16.5x is considered stretched. House prices have moved +26.2% year-on-year. Population growth of +3.7% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.3% Low Yield
Price vs State$2.9M/$1.5M Above Median
Affordability16.5x Stretched
Price Momentum+26.2% Rising
Pop. Growth+3.7% Strong Growth
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,800
Rent · wk(Census)$245
Market rent · wk(2026-06)$750
Gross yield0.4%
Price / income16.5x
Sales vol (latest Q)(2021-Q3)5
Population growth · Camden LGAABS ERP
Population (2025)146,483
5-year growth+5.4% CAGR
YoY change+3.7%
20012025
Development · Camden LGAABS Approvals
Approvals (2026)1,581
Houses 70%Units 30%
YoY change+0%
Employment · Camden LGASALM
Unemployment (Dec-25)1.8%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 2570ATO
Negatively geared8.2%
3,246 of filers
Avg rental loss$9,025/yr
Landlords (rental income)5,389
Reported capital gains2,330
People & prosperity
DemographicsCensus 21
Population690
Median age45
Household size3.4
HH income · wk$3,416
Personal income · wk$1,009
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)9/10
Economic (IER)10/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$2,942 → $3,416
Change+16.1%
vs NSW median-4.5 pp
Median rent+22.5%
stablevs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops6
Hospitals · Camden LGAAIHW
Public1
Private0
Camden Hospitalpublic
Aged care · Camden LGAGEN
Facilities8
Residential places1,000
Oran Park House Aged Care Facility250 places
Estia Health Camden176 places
Paling Court Residential Aged Care140 places
Grasmere Terrace100 places
BaptistCare Glendale Lodge96 places
Mary Mackillop Hostel Carrington Retirement Village94 places
+2 more in Camden LGA
Childcare · Camden LGAACECQA
Services104
Approved places9,746
Exceeding NQS16
TeamKids - Gledswood Hills Public School346 places
Saige Early Learning300 places
Annabelle Child Care Centre Pty Ltd230 places
TeamKids - Spring Farm Public School221 places
Raising Stars Gregory Hills Two Early Learning Centre197 places
Gowrie NSW Barramurra Outside School Hours Care195 places
+98 more in Camden LGA
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Sources & freshness
Strong evidence

Kirkham carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 6 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Kirkham FAQ

Common questions
  1. What LGA is Kirkham in?

    Kirkham is in the Camden Local Government Area, NSW, postcode 2570. Council-level context for Camden LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Kirkham?

    The current median house price in Kirkham, NSW is $2.9M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Kirkham?

    The median weekly rent in Kirkham is $750/wk, based on the current market rent dataset. The current rent signal is rent-pressure candidate.

  4. What does the rent signal say about Kirkham?

    Rent-pressure candidate: Kirkham rents screen above the local benchmark. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Kirkham a good investment?

    QuickProperty's investment signals for Kirkham show: Low Yield, Above Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Kirkham?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Kirkham data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.