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Suburb profile ·Bega Valley LGA · NSW ·2551

Kiah NSW 2551

Kiah is in Bega Valley LGA, NSW, postcode 2551, with population 101.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$580/wk
Rising
+32.6% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2551 · Jun 2026
$600
$400
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 5.4%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$560K
House median, latest period
31.8%YoY D3 vs AU
Median rent
$580/wk
Rent-led investor candidate
32.6%YoY D10 vs AU
Gross yield
5.4%
Strong yield band
D10 vs AU
Population
36,921
37K via Bega Valley LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
835
74 added 12mo · 5MW
Price cycleRecovering
LowPeak

23.3% below peak · 124.0% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRecovering
Low · 2014Peak · 2018

23.3% below peak · 124.0% above its low

Price growth (compound)% per year
3-yr
+7.6%
5-yr
+5.4%
Indicative cashflow-$116/wk (-$6,052/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-10% vs suburbs of similar SEIFA advantage (decile 2)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Kiah

Owner-occupied 86%Rented 14%
Investor activityATO
Negatively geared2.9%
62 of 211 landlords
Avg rental loss$4,852/yr
Landlords (rental income)211
Reported capital gains116
The read

Owner-occupier stronghold

88% of homes here are owner-occupied and 14% rented, with 3% of landlords negatively geared.

Why it fits

88% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

61%
of household income to service a new loan
13.8 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRoughly even

New-loan repayment $2,744/mo vs median rent $2,513/mo (+9% · +$53/wk)

If rates move

At 4.2%: $2,191/mo (-553) · at 6.2% (current): $2,744/mo · at 8.2%: $3,350/mo (+606)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.3x
median home price as a multiple of annual household income
Stretched
Renting
56%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,754/mo, while renters pay about $2,513/mo — renting runs $759/mo higher on these medians.

Median price
$560K
Household income · yr
$54K
Median rent · wk
$580
Owner mortgage · mo
$1,754
Gross yield
5.4%

Household income

$54K household · yr-34.2% vs NSW suburb median
Personal
$25K
Family
$58K
Household
$54K
Household income distribution (ABS Census 2021 · weekly)17% could service the median house
Under $300
0
$300-649
5
$650-999
10
$1,000-1,499
11
$1,500-1,999
3
$2,000-2,999
0
$3,000-3,999
6
$4,000+
0

Serviceability line: a household needs about $2,111/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 83% of households here would spend more than 30% of income on rent (rent stress line: $1,933/wk income).

Housing stock and tenure

Tenure (43 households)
Owned outright
58%
Owned with mortgage
30%
Rented
14%
Dwelling structure16.3% of dwellings unoccupied on census night
Separate house
88%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 61% drive, 0% public transport, 0% walk or cycle, 16% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
830
2,268 per 100k
D3 vs AU

Crime

Rate · per 100k2,268
Total incidents830· April 2025 - March 2026
  • Assault22662%
  • Sexual Offences7922%
  • Robbery00%
  • Break And Enter6217%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 97.0% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~97.0%
~97.0% of the suburb is Bush Fire Prone Land · ~87.3% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Forestry
Rural / Green wedge 75% Public / Open space 20% Other 2% Residential 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

9,631 people · 202210,295 by 2032 (+6.9%)

ABS population projection (2022 base) for the Bega-Eden Hinterland SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Kiah NSW — Property Data and Demographics

Kiah (postcode 2551) is a quiet locality in New South Wales within the Bega Valley local government area. The area has roughly 101 residents and a settled, mature resident base, with a median age of 53. Households earn a median income of $54K per year, with an average household size of 2.3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, labourers, managers. Employment in the area leans toward agriculture and construction. The top ancestries reported are English, Australian, Irish.

Kiah has a median house price of $560,000, which has risen steeply by 31.8% year-on-year. The current median weekly rent is $580. This gives a gross rental yield of approximately 5.4%. The median monthly mortgage repayment is $1,754.

Public transport access includes 5 bus stops. The crime rate in the Bega Valley LGA is below average at 2,268 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 5.4%, which reads as high yield. Property prices sit below the state median ($560K/$1.5M), which can point to relative value. The price-to-income ratio of 10.3x is considered stretched. House prices have moved +31.8% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.4% High Yield
Price vs State$560K/$1.5M Below Median
Affordability10.3x Stretched
Price Momentum+31.8% Rising
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,754
Rent · wk(Census)$215
Market rent · wk(2026-06)$580
Gross yield2.0%
Price / income10.3x
Population growth · Bega Valley LGAABS ERP
Population (2025)36,921
5-year growth+0.8% CAGR
YoY change+0.6%
20012025
Development · Bega Valley LGAABS Approvals
Approvals (2026)110
Houses 85%Units 15%
YoY change+0%
Employment · Bega Valley LGASALM
Unemployment (Dec-25)3.4%
YoY change-0.4pp
Dec-10Dec-25
Property investors · Postcode 2551ATO
Negatively geared2.9%
62 of filers
Avg rental loss$4,852/yr
Landlords (rental income)211
Reported capital gains116
People & prosperity
DemographicsCensus 21
Population101
Median age53
Household size2.3
HH income · wk$1,041
Personal income · wk$478
Persons / bedroom0.9
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)1/10
Economic (IER)3/10
Disadvantage (IRSD)2/10
Income momentumCensus 16→21
HH income · wk$749 → $1,041
Change+39%
vs NSW median+18.4 pp
Median rent+79.2%
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops5
Hospitals · Bega Valley LGAAIHW
Public2
Private0
Pambula Hospitalpublic
South East Regional Hospitalpublic
Aged care · Bega Valley LGAGEN
Facilities5
Residential places387
Hillgrove House95 places
Uniting Eden85 places
Imlay House73 places
Albert Moore Gardens68 places
Hugh Cunningham Gardens66 places
Childcare · Bega Valley LGAACECQA
Services20
Approved places806
Exceeding NQS8
Pambula Village Preschool60 places
Shorebreakers Kindergarten & Early Learning Centre60 places
Bandara Childrens Services59 places
Farm yard Kids59 places
Merimbula Tura Kindergarten59 places
Little Nippers Early Learning and Child Care56 places
+14 more in Bega Valley LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Kiah if it deserves a shortlist slot.

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EMPTY SET

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Open rankings to save the first candidates.

Sources & freshness
Strong evidence

There is enough direct local evidence on Kiah for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 5 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Kiah is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

The main gaps on this page are school matches and hospital coverage. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Kiah feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Burragate most similar
similar price band similar rent profile similar suburb scale

pop same · house +$105K · rent -$330/wk

Similar local read: useful for context, but still compare the actual market signals.

Numbugga most similar
similar price band similar rent profile similar suburb scale

pop same · house +$29.5K · rent -$310/wk

Similar local read: useful for context, but still compare the actual market signals.

Wonboyn most similar
similar price band similar rent profile similar suburb scale

pop same · house -$50K · rent -$280/wk

Similar local read: useful for context, but still compare the actual market signals.

Kiah FAQ

Common questions
  1. What LGA is Kiah in?

    Kiah is in the Bega Valley Local Government Area, NSW, postcode 2551. Council-level context for Bega Valley LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Kiah?

    The current median house price in Kiah, NSW is $560K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Kiah?

    The median weekly rent in Kiah is $580/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Kiah?

    Rent-led investor candidate: Gross rent yield screens at about 5.4%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Kiah a good investment?

    QuickProperty's investment signals for Kiah show: High Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Kiah?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Kiah data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.