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Suburb profile ·Hawkesbury LGA · NSW ·2756

Freemans Reach NSW 2756

Freemans Reach is in Hawkesbury LGA, NSW, postcode 2756, with population 2,049.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$680/wk
Rising
+8.8% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2756 · Jun 2026
$700
$600
Jun 2025Jun 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

Median house
$1.1M
House median, latest period
13.3%YoY D7 vs AU
Median rent
$680/wk
Rent context available
8.8%YoY D10 vs AU
Gross yield
3.3%
Below investor band
D9 vs AU
Population
2,049
2K local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
82 min
78.1 km to Sydney CBD · free-flow
Solar
5,607
391 added 12mo · 54MW
Price cycleCorrecting
LowPeak

13.3% below peak · 223.2% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionCorrecting
Low · 2005Peak · 2024

13.3% below peak · 223.2% above its low

Price growth (compound)% per year
3-yr
+0.1%
5-yr
+3.7%
10-yr
+3.5%
Indicative cashflow-$534/wk (-$27,752/yr) · interest-only @ 6.4%, 80% LVR
Market turnover4.0% of homes traded/yr (28 sales · -3% vs 3-yr avg)
Rent stabilitystable — rents vary ±3.6% around trend (short window, 13 pts)
Value vs advantage-5% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 24/100 · top 76% of 3,604AU suburbs
Peer distributionstronger than 24% of AU suburbs
WeakerTypicalStronger
Capital growth11
Rental yield64
Stability21
Volatility-17.8ppCycle-1.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Freemans Reach

Owner-occupied 82%Rented 18%
Investor activityATO
Negatively geared7%
1,531 of 3,129 landlords
Avg rental loss$8,796/yr
Landlords (rental income)3,129
Reported capital gains1,176
Investor exposure index(moderate vs national)51.2/100
The read

Owner-occupier stronghold

80% of homes here are owner-occupied and 18% rented, with 7% of landlords negatively geared.

Why it fits

80% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 3.3% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

56%
of household income to service a new loan
12.7 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,194/mo vs median rent $2,947/mo (+76% · +$519/wk)

If rates move

At 4.2%: $4,147/mo (-1,047) · at 6.2% (current): $5,194/mo · at 8.2%: $6,341/mo (+1,147)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
9.5x
median home price as a multiple of annual household income
Moderate
Renting
32%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $2,947/mo — renting runs $780/mo higher on these medians.

Median price
$1.06M
Household income · yr
$111K
Median rent · wk
$680
Owner mortgage · mo
$2,167
Gross yield
3.3%

Household income

$111K household · yr+35.4% vs NSW suburb median
Personal
$46K
Family
$119K
Household
$111K
Household income distribution (ABS Census 2021 · weekly)14% could service the median house
Under $300
13
$300-649
50
$650-999
66
$1,000-1,499
91
$1,500-1,999
73
$2,000-2,999
154
$3,000-3,999
88
$4,000+
90

Serviceability line: a household needs about $3,995/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 54% of households here would spend more than 30% of income on rent (rent stress line: $2,267/wk income).

Housing stock and tenure

Tenure (660 households)
Owned outright
36%
Owned with mortgage
44%
Rented
18%
Dwelling structure2.4% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 62% drive, 0% public transport, 3% walk or cycle, 27% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total2
Avg ICSEA952
Students612
Government2
  • Freemans Reach Public SchoolPrimary · Government · ICSEA 957Zoned
  • Hawkesbury High SchoolSecondary · Government · ICSEA 946Zoned

2 of 2 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

49/ 100 livability index

Top 51% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 49% of Australian suburbs
WeakerTypicalStronger
Everyday access19
Public transport (16 stops)47
Schools & hospitals56

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
1,824
2,655 per 100k
D4 vs AU

Crime

Rate · per 100k2,655
Total incidents1,824· April 2025 - March 2026
  • Assault48560%
  • Sexual Offences18122%
  • Robbery20%
  • Break And Enter14017%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Medium broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

97.3%

Suburb share of occupied private dwellings recorded as separate houses.

19.8 pp above the state median

State median 77.5% · 1,253 valid suburbs

Residential-zone context

2.6%

Broad suburb sampling only; the property zoning and overlays can differ.

39.7 pp below the state median

State median 42.3% · 1,245 valid suburbs

Rental households

17.7%

Demand context only; it does not establish permission to rent a secondary dwelling.

8.2 pp below the state median

State median 25.9% · 1,253 valid suburbs

Mapped hazards

bushfire high

The staged suburb layer indicates a broad-area constraint that needs address-level checking. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Freemans Reach unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Freemans Reach, NSW 2756 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

High broad-area context

About 53.6% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

High exposure ~53.6%
~53.6% of the suburb is Bush Fire Prone Land · ~6.6% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Rural Landscape
Rural / Green wedge 94% Other 3% Public / Open space 3%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

22,325 people · 202222,928 by 2032 (+2.7%)

ABS population projection (2022 base) for the Kurrajong Heights - Ebenezer SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Freemans Reach NSW — Property Data and Demographics

Located in New South Wales within the Hawkesbury local government area, Freemans Reach is a compact suburb (postcode 2756). With a population of 2,049, the suburb has a mix of families and early-career residents with a median age of 37. Households earn a median income of $111K per year, with an average household size of 2.9 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, clerical & administrative. Employment in the area leans toward construction and healthcare. The top ancestries reported are Australian, English, Maltese.

Freemans Reach has a median house price of $1.1 million, which has declined steeply by 13.3% year-on-year. The current median weekly rent is $680. This gives a gross rental yield of approximately 3.3%. The median monthly mortgage repayment is $2,167.

Freemans Reach is served by 2 schools, including 1 primary, 1 secondary. The average ICSEA score is 952, which is around the national average of 1,000. Public transport access includes 16 bus stops. The crime rate in the Hawkesbury LGA is below average at 2,655 incidents per 100,000 population.

Looking at the investment signals, Freemans Reach shows a gross rental yield of approximately 3.3%, rated as moderate yield. Property prices are near the state median ($1.1M/$1.5M). The price-to-income ratio of 9.5x is considered moderate. House prices have moved -13.3% year-on-year. Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.3%· Moderate Yield
Price vs State$1.1M/$1.5M· Near Median
Affordability9.5x· Moderate
Price Momentum-13.3% Falling
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,167
Rent · wk(Census)$463
Market rent · wk(2026-06)$680
Gross yield2.3%
Price / income9.5x
Sales vol (latest Q)(2025-Q3)8
Population growth · Hawkesbury LGAABS ERP
Population (2025)69,299
5-year growth+0.5% CAGR
YoY change+1%
20012025
Development · Hawkesbury LGAABS Approvals
Approvals (2026)403
Houses 92%Units 8%
YoY change+0%
Employment · Hawkesbury LGASALM
Unemployment (Dec-25)4.6%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 2756ATO
Negatively geared7%
1,531 of filers
Avg rental loss$8,796/yr
Landlords (rental income)3,129
Reported capital gains1,176
People & prosperity
DemographicsCensus 21
Population2,049
Median age37
Household size2.9
HH income · wk$2,143
Personal income · wk$877
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)5/10
Economic (IER)9/10
Disadvantage (IRSD)7/10
Income momentumCensus 16→21
HH income · wk$1,885 → $2,143
Change+13.7%
vs NSW median-6.9 pp
Median rent+14.3%
softeningvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining1
TransportGTFS
Bus stops16
Hospitals · Hawkesbury LGAAIHW
Public1
Private2
Hawkesbury Hospitalpublic
St John of God Hawkesbury District Health Service (Private)private
St John of God Richmond Hospitalprivate
Aged care · Hawkesbury LGAGEN
Facilities5
Residential places439
Hawkesbury Living Pty Limited141 places
Uniting Hawkesbury Richmond134 places
Ron Middleton VC Gardens80 places
Fitzgerald Memorial Aged Care Facility Limited48 places
Kurrajong & District Community Nursing Home36 places
Childcare · Hawkesbury LGAACECQA
Services64
Approved places3,666
Exceeding NQS5
McGraths Hill Learning Centre154 places
Headstart Early Learning Centre Clarendon133 places
Papilio Early Learning Pitt Town130 places
Story House Early Learning Bligh Park113 places
Maraylya Early Learning Centre104 places
Oakville Montessori Early Learning Centre101 places
+58 more in Hawkesbury LGA
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Current status
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Sources & freshness
Strong evidence

Freemans Reach has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 16 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Freemans Reach FAQ

Common questions
  1. What LGA is Freemans Reach in?

    Freemans Reach is in the Hawkesbury Local Government Area, NSW, postcode 2756. Council-level context for Hawkesbury LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Freemans Reach?

    The current median house price in Freemans Reach, NSW is $1.1M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Freemans Reach?

    The median weekly rent in Freemans Reach is $680/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Freemans Reach?

    Rent context available: Freemans Reach has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Freemans Reach a good investment?

    QuickProperty's investment signals for Freemans Reach show: Moderate Yield, Near Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Freemans Reach?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Freemans Reach data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.