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Suburb profile ·Central Coast (NSW) LGA · NSW ·2083

Cheero Point NSW 2083

Cheero Point is in Central Coast (NSW) LGA, NSW, postcode 2083, with population 100.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$850/wk
Jun 2025 → Jun 2026 · 11 periods
NSW Fair Trading · postcode 2083 · Jun 2026 · sparse signal
$850
$438
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 4.6%. Recent price movement shows visible market momentum. Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$957K
House median, latest period
12.9%YoY D6 vs AU
Median rent
$850/wk
Rent-pressure candidate
≈D10 vs AU
Gross yield
4.6%
Strong yield band
D10 vs AU
Population
357,816
358K via Central Coast (NSW) LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
313
30 added 12mo · 2MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2013Peak · 2021

At / near its all-time high

Price growth (compound)% per year
3-yr
+5.7%
5-yr
+15.5%
Indicative cashflow-$304/wk (-$15,823/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-40% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Cheero Point

Owner-occupied 76%Rented 24%
Investor activityATO
Negatively geared7.7%
81 of 232 landlords
Avg rental loss$8,102/yr
Landlords (rental income)232
Reported capital gains105
The read

Owner-occupier stronghold

74% of homes here are owner-occupied and 24% rented, with 8% of landlords negatively geared.

Why it fits

74% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

45%
of household income to service a new loan
10.1 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,687/mo vs median rent $3,683/mo (+27% · +$232/wk)

If rates move

At 4.2%: $3,742/mo (-945) · at 6.2% (current): $4,687/mo · at 8.2%: $5,722/mo (+1,035)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
7.6x
median home price as a multiple of annual household income
Moderate
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,945/mo, while renters pay about $3,683/mo — renting runs $738/mo higher on these medians.

Median price
$957K
Household income · yr
$126K
Median rent · wk
$850
Owner mortgage · mo
$2,945
Gross yield
4.6%

Household income

$126K household · yr+53.4% vs NSW suburb median
Personal
$64K
Family
$162K
Household
$126K
Household income distribution (ABS Census 2021 · weekly)38% could service the median house
Under $300
0
$300-649
9
$650-999
0
$1,000-1,499
3
$1,500-1,999
0
$2,000-2,999
13
$3,000-3,999
0
$4,000+
15

Serviceability line: a household needs about $3,605/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 60% of households here would spend more than 30% of income on rent (rent stress line: $2,833/wk income).

Housing stock and tenure

Tenure (42 households)
Owned outright
26%
Owned with mortgage
48%
Rented
24%
Dwelling structure25.0% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 45% drive, 0% public transport, 0% walk or cycle, 47% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
12,455
3,510 per 100k
D5 vs AU

Crime

Rate · per 100k3,510
Total incidents12,455· April 2025 - March 2026
  • Assault3,37960%
  • Sexual Offences1,15921%
  • Robbery751%
  • Break And Enter1,01218%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 88.2% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~88.2%
~88.2% of the suburb is Bush Fire Prone Land · ~66.9% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Infrastructure
Other 42% Public / Open space 32%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

4,700 people · 20224,878 by 2032 (+3.8%)

ABS population projection (2022 base) for the Calga - Kulnura SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Cheero Point NSW — Property Data and Demographics

Cheero Point is a quiet locality in New South Wales within the Central Coast (NSW) local government area (postcode 2083). It is home to about 100 residents, with an established demographic and a median age of 41. Households earn a median income of $126K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward education and professional services. The top ancestries reported are English, Australian, Scottish.

Cheero Point has a median house price of $957,000, which has risen steeply by 12.9% year-on-year. The current median weekly rent is $850. This gives a gross rental yield of approximately 4.6%. The median monthly mortgage repayment is $2,945.

Public transport access includes 1 bus stop. The crime rate in the Central Coast (NSW) LGA is below average at 3,510 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 4.6%, which reads as moderate yield. Property prices sit below the state median ($957K/$1.5M), which can point to relative value. The price-to-income ratio of 7.6x is considered moderate. House prices have moved +12.9% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.6%· Moderate Yield
Price vs State$957K/$1.5M Below Median
Affordability7.6x· Moderate
Price Momentum+12.9% Rising
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,945
Rent · wk(Census)$515
Market rent · wk(2026-06)$850
Gross yield2.8%
Price / income7.6x
Population growth · Central Coast (NSW) LGAABS ERP
Population (2025)357,816
5-year growth+0.6% CAGR
YoY change+0.7%
20012025
Development · Central Coast (NSW) LGAABS Approvals
Approvals (2026)1,116
Houses 62%Units 38%
YoY change+0%
Employment · Central Coast (NSW) LGASALM
Unemployment (Dec-25)3.4%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 2083ATO
Negatively geared7.7%
81 of filers
Avg rental loss$8,102/yr
Landlords (rental income)232
Reported capital gains105
People & prosperity
DemographicsCensus 21
Population100
Median age41
Household size2.2
HH income · wk$2,428
Personal income · wk$1,237
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)9/10
Economic (IER)9/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$1,562 → $2,428
Change+55.4%
vs NSW median+34.8 pp
Median rent+12%
gentrifyingvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops1
Hospitals · Central Coast (NSW) LGAAIHW
Public4
Private5
Gosford Hospitalpublic
Long Jetty Health Care Centrepublic
Woy Woy Hospitalpublic
Wyong Hospitalpublic
Berkeley Vale Private Hospitalprivate
Brisbane Waters Private Hospitalprivate
+3 more in Central Coast (NSW) LGA
Aged care · Central Coast (NSW) LGAGEN
Facilities38
Residential places3,910
Peninsula Villages Ltd314 places
Estia Health Erina250 places
Uniting Nareen Gardens Bateau Bay195 places
Killarney Vale Care Community162 places
Berkeley Vale Care Community160 places
Hill View House Aged Care Facility160 places
+32 more in Central Coast (NSW) LGA
Childcare · Central Coast (NSW) LGAACECQA
Services225
Approved places14,596
Exceeding NQS59
Erina Kindergarten219 places
Little Miracles Preschool and Long Day Care171 places
North Wyong Early Childhood Learning Centre150 places
Terrigal School Care150 places
YMCA Wamberal OSHC150 places
Point Clare OSHClub134 places
+219 more in Central Coast (NSW) LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Cheero Point carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Cheero Point is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

The main gaps on this page are school matches and hospital coverage. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Cheero Point feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Little Jilliby most similar
similar price band similar rent profile similar suburb scale

pop same · house +$748.5K · rent -$290/wk

Similar local read: useful for context, but still compare the actual market signals.

Lower Mangrove most similar
similar price band similar rent profile similar suburb scale

pop same · house -$121.5K · rent -$470/wk

Similar local read: useful for context, but still compare the actual market signals.

Calga most similar
similar price band similar rent profile similar suburb scale

pop same · house +$293.5K · rent -$500/wk

Similar local read: useful for context, but still compare the actual market signals.

Cheero Point FAQ

Common questions
  1. What LGA is Cheero Point in?

    Cheero Point is in the Central Coast (NSW) Local Government Area, NSW, postcode 2083. Council-level context for Central Coast (NSW) LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cheero Point?

    The current median house price in Cheero Point, NSW is $957K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cheero Point?

    The median weekly rent in Cheero Point is $850/wk, based on the current market rent dataset. The current rent signal is rent-pressure candidate.

  4. What does the rent signal say about Cheero Point?

    Rent-pressure candidate: Cheero Point rents screen above the local benchmark. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Cheero Point a good investment?

    QuickProperty's investment signals for Cheero Point show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Cheero Point?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Cheero Point data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.