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Suburb profile ·Mid-Coast LGA · NSW ·2429

Cedar Party NSW 2429

Cedar Party is in Mid-Coast LGA, NSW, postcode 2429, with population 379.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$505/wk
Rising
+11.6% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2429 · Jun 2026
$505
$400
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$920K
House median, latest period
31.4%YoY D6 vs AU
Median rent
$505/wk
Rent context available
11.6%YoY D10 vs AU
Gross yield
2.9%
Low yield band
D9 vs AU
Population
99,448
99K via Mid-Coast LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
2,533
97 added 12mo · 16MW
Price cycleRecovering
LowPeak

18.2% below peak · 192.1% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRecovering
Low · 2009Peak · 2022

18.2% below peak · 192.1% above its low

Price growth (compound)% per year
3-yr
+6.0%
5-yr
+12.7%
10-yr
+7.8%
Indicative cashflow-$527/wk (-$27,409/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilityvolatile — rents vary ±7.2% around trend (short window, 13 pts)
Value vs advantage+31% vs suburbs of similar SEIFA advantage (decile 3)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Cedar Party

Owner-occupied 91%Rented 9%
Investor activityATO
Negatively geared3.4%
183 of 640 landlords
Avg rental loss$4,423/yr
Landlords (rental income)640
Reported capital gains330
The read

Owner-occupier stronghold

86% of homes here are owner-occupied and 8% rented, with 3% of landlords negatively geared.

Why it fits

86% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.9% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

88%
of household income to service a new loan
19.9 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,508/mo vs median rent $2,188/mo (+106% · +$535/wk)

If rates move

At 4.2%: $3,599/mo (-909) · at 6.2% (current): $4,508/mo · at 8.2%: $5,503/mo (+996)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
15.0x
median home price as a multiple of annual household income
Stretched
Renting
43%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,652/mo, while renters pay about $2,188/mo — renting runs $536/mo higher on these medians.

Median price
$920K
Household income · yr
$62K
Median rent · wk
$505
Owner mortgage · mo
$1,652
Gross yield
2.9%

Household income

$62K household · yr-25.3% vs NSW suburb median
Personal
$28K
Family
$66K
Household
$62K
Household income distribution (ABS Census 2021 · weekly)9% could service the median house
Under $300
8
$300-649
11
$650-999
25
$1,000-1,499
30
$1,500-1,999
15
$2,000-2,999
18
$3,000-3,999
3
$4,000+
11

Serviceability line: a household needs about $3,468/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 67% of households here would spend more than 30% of income on rent (rent stress line: $1,683/wk income).

Housing stock and tenure

Tenure (143 households)
Owned outright
62%
Owned with mortgage
25%
Rented
8%
Dwelling structure7.5% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 78% drive, 0% public transport, 4% walk or cycle, 15% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
3,966
4,023 per 100k
D6 vs AU

Crime

Rate · per 100k4,023
Total incidents3,966· April 2025 - March 2026
  • Assault1,18859%
  • Sexual Offences29115%
  • Robbery201%
  • Break And Enter50525%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

High broad-area context

About 52.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

High exposure ~52.5%
~52.5% of the suburb is Bush Fire Prone Land · ~25.7% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 100%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

13,236 people · 202215,609 by 2032 (+17.9%)

ABS population projection (2022 base) for the Taree Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Cedar Party NSW — Property Data and Demographics

Cedar Party is a sparsely populated locality in New South Wales within the Mid-Coast local government area (postcode 2429). With a population of 379, the suburb has a more retirement-aged population with a median age of 57. Households earn a median income of $62K per year, with an average household size of 2.6 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, managers. Employment in the area leans toward healthcare and manufacturing. The top ancestries reported are Australian, English, Irish.

Cedar Party has a median house price of $920,000, which has climbed sharply by 31.4% year-on-year. The current median weekly rent is $505. This gives a gross rental yield of approximately 2.9%. The median monthly mortgage repayment is $1,652.

Public transport access includes 30 bus stops. The crime rate in the Mid-Coast LGA is moderate at 4,023 incidents per 100,000 population.

From an investment perspective, Cedar Party shows a gross rental yield of approximately 2.9%, rated as low yield. Property prices sit below the state median ($920K/$1.5M), which can point to relative value. The price-to-income ratio of 15.0x is considered stretched. House prices have moved +31.4% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.9% Low Yield
Price vs State$920K/$1.5M Below Median
Affordability15.0x Stretched
Price Momentum+31.4% Rising
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,652
Rent · wk(Census)$295
Market rent · wk(2026-06)$505
Gross yield1.7%
Price / income15.0x
Sales vol (latest Q)(2017-Q3)5
Population growth · Mid-Coast LGAABS ERP
Population (2025)99,448
5-year growth+0.8% CAGR
YoY change+0.7%
20012025
Development · Mid-Coast LGAABS Approvals
Approvals (2026)483
Houses 87%Units 13%
YoY change+0%
Employment · Mid-Coast LGASALM
Unemployment (Dec-25)4.7%
YoY change+0.8pp
Dec-10Dec-25
Property investors · Postcode 2429ATO
Negatively geared3.4%
183 of filers
Avg rental loss$4,423/yr
Landlords (rental income)640
Reported capital gains330
People & prosperity
DemographicsCensus 21
Population379
Median age57
Household size2.6
HH income · wk$1,183
Personal income · wk$539
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)3/10
Economic (IER)5/10
Disadvantage (IRSD)2/10
Income momentumCensus 16→21
HH income · wk$1,083 → $1,183
Change+9.2%
vs NSW median-11.4 pp
Median rent+55.3%
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops30
Hospitals · Mid-Coast LGAAIHW
Public4
Private2
Bulahdelah Hospitalpublic
Gloucester Soldiers' Memorial Hospitalpublic
Manning Hospitalpublic
Wingham Hospitalpublic
Forster Private Hospitalprivate
Mayo Private Hospitalprivate
Aged care · Mid-Coast LGAGEN
Facilities17
Residential places1,585
BaptistCare Kularoo Centre160 places
Glaica House146 places
Estia Health Tuncurry124 places
Estia Health Taree121 places
Anglican Care Storm Village117 places
Estia Health Tea Gardens106 places
+11 more in Mid-Coast LGA
Childcare · Mid-Coast LGAACECQA
Services67
Approved places3,690
Exceeding NQS18
Active OOSH Forster185 places
Active OOSH Taree127 places
Old Bar Little Learners126 places
Active OOSH Old Bar112 places
Faith Family Early Learning Taree103 places
Active OOSH Wingham100 places
+61 more in Mid-Coast LGA
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Current status
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Sources & freshness
Strong evidence

Cedar Party carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2017-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 30 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Cedar Party FAQ

Common questions
  1. What LGA is Cedar Party in?

    Cedar Party is in the Mid-Coast Local Government Area, NSW, postcode 2429. Council-level context for Mid-Coast LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cedar Party?

    The current median house price in Cedar Party, NSW is $920K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cedar Party?

    The median weekly rent in Cedar Party is $505/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Cedar Party?

    Rent context available: Cedar Party has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Cedar Party a good investment?

    QuickProperty's investment signals for Cedar Party show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Cedar Party?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Cedar Party data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.