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Suburb profile ·Mid-Coast LGA · NSW ·2424

Caffreys Flat NSW 2424

Caffreys Flat is in Mid-Coast LGA, NSW, postcode 2424, with population 53.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$300K
+15.4% YoY
2006 → 2017 · 3 periods
ABS + state medians
$300K
$155K
2006 2017
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$300K
House median, latest period
15.4%YoY D1 vs AU
Median rent
$150/wk
Market rent signal
D2 vs AU
Gross yield
2.6%
Low yield band
D8 vs AU
Population
99,448
99K via Mid-Coast LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
122
7 added 12mo · 1MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2006Peak · 2017

At / near its all-time high

Indicative cashflow-$183/wk (-$9,510/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-57% vs suburbs of similar SEIFA advantage (decile 3)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Mortgage affordability

48%
of household income to service a new loan
11.0 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $1,470/mo vs median rent $650/mo (+126% · +$189/wk)

If rates move

At 4.2%: $1,174/mo (-296) · at 6.2% (current): $1,470/mo · at 8.2%: $1,795/mo (+325)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
8.2x
median home price as a multiple of annual household income
Moderate
Renting
21%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,314/mo, while renters pay about $650/mo — owning runs $664/mo higher on these medians.

Median price
$300K
Household income · yr
$36K
Median rent · wk
$150
Owner mortgage · mo
$1,314
Gross yield
2.6%

Household income

$36K household · yr-55.8% vs NSW suburb median
Personal
$18K
Family
$59K
Household
$36K
Crime April 2025 - March 2026
3,966
4,023 per 100k
D6 vs AU

Crime

Rate · per 100k4,023
Total incidents3,966· April 2025 - March 2026
  • Assault1,18859%
  • Sexual Offences29115%
  • Robbery201%
  • Break And Enter50525%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 86.2% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~86.2%
~86.2% of the suburb is Bush Fire Prone Land · ~70.4% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 94% Public / Open space 6%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

13,236 people · 202215,609 by 2032 (+17.9%)

ABS population projection (2022 base) for the Taree Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Caffreys Flat NSW — Property Data and Demographics

Located in New South Wales within the Mid-Coast local government area, Caffreys Flat is a quiet locality (postcode 2424). With a population of 53, the suburb has a predominantly older resident base with a median age of 59. Households earn a median income of $36K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, managers, professionals. Employment in the area leans toward agriculture and public admin & safety. The top ancestries reported are English, Scottish, Australian.

Median house prices in Caffreys Flat stand at $300,000, having risen steeply by 15.4% over the last twelve months. The median weekly rent is $150 (Census 2021). This gives a gross rental yield of approximately 2.6%. The median monthly mortgage repayment is $1,314.

Public transport access includes 5 bus stops. The crime rate in the Mid-Coast LGA is moderate at 4,023 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 2.6%, which reads as low yield. Property prices sit below the state median ($300K/$1.5M), which can point to relative value. The price-to-income ratio of 8.2x is considered moderate. House prices have moved +15.4% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.6% Low Yield
Price vs State$300K/$1.5M Below Median
Affordability8.2x· Moderate
Price Momentum+15.4% Rising
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,314
Rent · wk(Census)$150
Gross yield2.6%
Price / income8.2x
Population growth · Mid-Coast LGAABS ERP
Population (2025)99,448
5-year growth+0.8% CAGR
YoY change+0.7%
20012025
Development · Mid-Coast LGAABS Approvals
Approvals (2026)483
Houses 87%Units 13%
YoY change+0%
Employment · Mid-Coast LGASALM
Unemployment (Dec-25)4.7%
YoY change+0.8pp
Dec-10Dec-25
Property investors · Postcode 2424ATO
Negatively geared1.6%
4 of filers
Avg rental loss$6,642/yr
Landlords (rental income)25
Reported capital gains10
People & prosperity
DemographicsCensus 21
Population53
Median age59
Household size2.1
HH income · wk$700
Personal income · wk$350
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)6/10
Economic (IER)2/10
Disadvantage (IRSD)3/10
Income momentumCensus 16→21
HH income · wk$743 → $700
Change-5.8%
vs NSW median-26.4 pp
Median rent-44.4%
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops5
Hospitals · Mid-Coast LGAAIHW
Public4
Private2
Bulahdelah Hospitalpublic
Gloucester Soldiers' Memorial Hospitalpublic
Manning Hospitalpublic
Wingham Hospitalpublic
Forster Private Hospitalprivate
Mayo Private Hospitalprivate
Aged care · Mid-Coast LGAGEN
Facilities17
Residential places1,585
BaptistCare Kularoo Centre160 places
Glaica House146 places
Estia Health Tuncurry124 places
Estia Health Taree121 places
Anglican Care Storm Village117 places
Estia Health Tea Gardens106 places
+11 more in Mid-Coast LGA
Childcare · Mid-Coast LGAACECQA
Services67
Approved places3,690
Exceeding NQS18
Active OOSH Forster185 places
Active OOSH Taree127 places
Old Bar Little Learners126 places
Active OOSH Old Bar112 places
Faith Family Early Learning Taree103 places
Active OOSH Wingham100 places
+61 more in Mid-Coast LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Caffreys Flat if it deserves a shortlist slot.

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EMPTY SET

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Sources & freshness
Strong evidence

Caffreys Flat has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2017 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 5 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Caffreys Flat is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

The main gaps on this page are school matches and hospital coverage. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Caffreys Flat feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Copeland most similar
similar price band similar rent profile similar suburb scale

pop same · house +$50.5K · rent +$47/wk

Similar local read: useful for context, but still compare the actual market signals.

Karaak Flat most similar
similar price band similar suburb scale

pop same · house +$10K · rent +$170/wk

Similar local read: useful for context, but still compare the actual market signals.

Mayers Flat most similar
similar price band similar suburb scale

pop same · house +$150K · rent +$145/wk

Similar local read: useful for context, but still compare the actual market signals.

Caffreys Flat FAQ

Common questions
  1. What LGA is Caffreys Flat in?

    Caffreys Flat is in the Mid-Coast Local Government Area, NSW, postcode 2424. Council-level context for Mid-Coast LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Caffreys Flat?

    The current median house price in Caffreys Flat, NSW is $300K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Caffreys Flat?

    The median weekly rent in Caffreys Flat is $150/wk, based on ABS Census 2021 rent fallback.

  4. Is Caffreys Flat a good investment?

    QuickProperty's investment signals for Caffreys Flat show: Low Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Caffreys Flat?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Caffreys Flat data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.