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Suburb profile ·Port Stephens LGA · NSW ·2316

Boat Harbour NSW 2316

Boat Harbour is in Port Stephens LGA, NSW, postcode 2316, with population 993.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$722/wk
Falling
-3.5% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2316 · Jun 2026
$768
$600
Jun 2025Jun 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$722/wk
Rent context available
3.5%YoY D10 vs AU
Gross yield
Need rent + price
Population
993
993 local footprint
D8 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
1,636
94 added 12mo · 11MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$2,167
Median rent · wk$470
Investor profile

Who invests in Boat Harbour

Owner-occupied 81%Rented 19%
Investor activityATO
Negatively geared5.4%
203 of 543 landlords
Avg rental loss$7,147/yr
Landlords (rental income)543
Reported capital gains351
The read

Owner-occupier stronghold

80% of homes here are owner-occupied and 19% rented, with 5% of landlords negatively geared.

Why it fits

80% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

41%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $3,129/mo — renting runs $962/mo higher on these medians.

Household income · yr
$91K
Median rent · wk
$722
Owner mortgage · mo
$2,167

Household income

$91K household · yr+10% vs NSW suburb median
Personal
$39K
Family
$106K
Household
$91K
Household income distribution (ABS Census 2021 · weekly)
Under $300
3
$300-649
36
$650-999
32
$1,000-1,499
57
$1,500-1,999
51
$2,000-2,999
69
$3,000-3,999
51
$4,000+
35

At the median asking rent, about 64% of households here would spend more than 30% of income on rent (rent stress line: $2,407/wk income).

Housing stock and tenure

Tenure (360 households)
Owned outright
48%
Owned with mortgage
32%
Rented
19%
Dwelling structure25.9% of dwellings unoccupied on census night
Separate house
89%
Townhouse / semi
11%
Flat / apartment
0%

Getting to work: 64% drive, 0% public transport, 0% walk or cycle, 32% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

10/ 100 livability index

Top 90% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 10% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (11 stops)36
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
2,566
3,252 per 100k
D5 vs AU

Crime

Rate · per 100k3,252
Total incidents2,566· April 2025 - March 2026
  • Assault82165%
  • Sexual Offences24319%
  • Robbery111%
  • Break And Enter19215%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Full data detail Census · ATO · ABS · state datasets
Boat Harbour NSW — Property Data and Demographics

Located in New South Wales within the Port Stephens local government area, Boat Harbour is a small locality (postcode 2316). The area has roughly 993 residents and an older-leaning population, with a median age of 47. Households earn a median income of $91K per year, with an average household size of 2.6 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.3% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, managers. Employment in the area leans toward construction and healthcare. The top ancestries reported are English, Australian, Scottish.

The current median weekly rent is $722. The median monthly mortgage repayment is $2,167.

Public transport access includes 11 bus stops. The crime rate in the Port Stephens LGA is below average at 3,252 incidents per 100,000 population.

From an investment perspective, Population growth of +1.3% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+1.3%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,167
Rent · wk(Census)$470
Market rent · wk(2026-06)$722
Population growth · Port Stephens LGAABS ERP
Population (2025)80,070
5-year growth+1.5% CAGR
YoY change+1.3%
20012025
Development · Port Stephens LGAABS Approvals
Approvals (2026)608
Houses 71%Units 29%
YoY change+0%
Employment · Port Stephens LGASALM
Unemployment (Dec-25)4.5%
YoY change-0.3pp
Dec-10Dec-25
Property investors · Postcode 2316ATO
Negatively geared5.4%
203 of filers
Avg rental loss$7,147/yr
Landlords (rental income)543
Reported capital gains351
People & prosperity
DemographicsCensus 21
Population993
Median age47
Household size2.6
HH income · wk$1,741
Personal income · wk$755
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)7/10
Economic (IER)8/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,481 → $1,741
Change+17.6%
vs NSW median-3 pp
Median rent+17.5%
stablevs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops11
Hospitals · Port Stephens LGAAIHW
Public1
Private0
Tomaree Community Hospitalpublic
Aged care · Port Stephens LGAGEN
Facilities5
Residential places482
Harbourside Residential Care151 places
Regis Port Stephens150 places
Raymond Terrace Gardens Care Community80 places
Uniting Salamander Bay60 places
Calvary Tanilba Shores Retirement Community41 places
Childcare · Port Stephens LGAACECQA
Services54
Approved places3,047
Exceeding NQS8
Little Beginnings at Medowie126 places
Busy Bees at Salt Ash120 places
St Nicholas Early Education Raymond Terrace110 places
The Learning Terrace Early Education, Care and Preschool109 places
Discover and Learn Academy104 places
Milestones Early Learning Fern Bay104 places
+48 more in Port Stephens LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Boat Harbour has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Missing
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 11 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Boat Harbour FAQ

Common questions
  1. What LGA is Boat Harbour in?

    Boat Harbour is in the Port Stephens Local Government Area, NSW, postcode 2316. Council-level context for Port Stephens LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Boat Harbour?

    The median weekly rent in Boat Harbour is $722/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Boat Harbour?

    Rent context available: Boat Harbour has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Boat Harbour a good investment?

    QuickProperty's investment signals for Boat Harbour show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Boat Harbour?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Boat Harbour data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.